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An account is funded by the first transfer that reached it: the oldest send naming it from another account, outside the fee blocks, of more than one raw unit -- so a spray of dust funds nobody, and a representative's fee payouts are not a gift.

Any token counts; a wallet's first money may be a stablecoin. Mints and balances set by a token's admin are not transfers.

The archive folds this from every staple it holds and keeps it current; the staples settled through 2026-09-23 20:02:00 are in.